my Hijet is a MPV, its tax classed as light goods and i have commercial insurance on it as none of the car web sites had the hijet listed!
it was insured as a 2 seater as all the seats in the back had been removed by a prev owner.
i bought a single HiJet MPV seat from ebay came with the bolts/seatbelt anchor.
so i fit the seat and phone insurance co to let them know........
i had to explain that originally the van had 6 seats when it came out the factory, a prev owner had removed the rear ones to get more load in the back. the seat i fitted is an original Hijet one....
because *I* have fitted it, they want to class it as a Modification and up my monthly payment from £25 to £80!
BUT.. if i remove it and get it fitted by a Daihatsu dealer its classed as an accessory! and no extra charge will be added!
and to top it off.. after its fitted officially, all i do is phone them up and TELL them its been done!