Forum:
right - my insurer is getting really picky about mods to vehicles and is asking if ive modified my 4trak - i havnt said anything but ive got a powerflow exhaust, k&n filter, bullbar, spotlights and siderunners plus slightly oversize tyres.
will i get crucified if theres an accident and if so which of these non-standard items constitutes a modification?
any thoughts would be welcome.....
You'll get crucified !
Imagine you knock someone over and put them in a wheelchair for life.
Your insurance company actually doesn't give a damn about you and is more interested in lots of profit.
If it can find a way to weasel out of paying out £2m, guess how many excuses it can find with all your undeclared mods !